Monypenny is more then a name conjured up by Ian Flemming. According to her article in thepeerage, she was David Monypenny’s second wife after her 1810 marriage, the first being a Mary Stuart. The couple had no children. Both of David Monypenny’s wives were titled Baroness Monypenny, of Pitmilly.
From bada.org/object/mrs-david-monypenny-maria-sophia-abercromby-lady-pitmilly-sir-henry-raeburn-c1811. Also posted to the Revolutionary, Napoléonic, and Romantic Era Album here.
There is a gap between her bustline and the waist band. Her bodice has a sheer modesty piece covering the top 10 cm or so of her neckline.
Keywords: 1811, Raeburn, Maria Sophia Abercromby, Mrs. David Monypenny, Baroness Monypenny of Pitmilly, Baroness, British, curly coiffure, fur-trimmed coat, lining, Empire bodice, square neckline, neckline ruff, modesty piece, waist band, Empire low waistline, close skirt